About Supreme Lending

Supreme Lending's mission is to provide you with high quality mortgage and programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.

After receiving your information, Supreme Lending will be able to get a complete look at your financial situation to determine how to use your new mortgage as a financial tool. Or, Supreme Lending will learn more about the home you are selling and what kind of home you are looking to buy.

Our mortgage professionals are accessible to clients around the clock, and strive to obtain the best mortgage options for you, no matter what the situation.

We are dedicated to helping you. To get started, fill out the online mortgage application and one of our representatives will get back to you within minutes.

Feel free to contact one of our mortgage professionals by calling . Supreme Lending is more than happy to answer any questions that will assist you and your family in finding the best loan options available.

12 Reasons why our clients trust us to help them make one of their largest financial decisions...

Team Core Values

The following principles represent the commitment we make to each client we are given an opportunity to serve. These principles have been established, affirmed, and are lived by each member of our very talented and dedicated team.

• Ask questions and listen to our clients in order to fully understand their needs.
  
• Create mortgage solutions that complement our client's overall financial strategy , and allowing them the most effective way to accomplish their short and long-term financial goals.
  
• Be sensitive to the fears that many homebuyers have about obtaining a mortgage loan and earn their confidence as a trusted advisor.
  
• Respect our client's time and minimize the amount of effort required of them by applying our knowledge, experience, and resourcefulness.
  
• Use State-of-the-Art Technology to complement our customer service.
  
• Communicate regularly and proactively with our clients to keep them informed of the status of their loan and to reduce stress associated with uncertainty.
  
• Ensure smooth, on time closing with anticipated costs and terms
  
• Provide our clients with the luxury of home loans in the future with little effort on their part, by means of an Annual Mortgage Review.
  
• Measure our success by our client's willingness to confidently recommend us.
  
• Take Full Responsibility for our actions and be honest at all times.
  
• Seek to improve the quality of service we provide by encouraging each client to critically evaluate our performance.

Mortgages In Today's Environment

The days of walking into a broker's office and simply filling out an application in order to obtain a mortgage loan are long gone.  Guidelines for approval of such loan on a mortgage are changing on what seems to be a daily basis.  Mortgage loans, home refinancing in general have been under a lot of scrutiny for the past year, and the lenders have done nothing but put up more hoops for the brokers and bankers to jump through.

At Supreme Lending, we are constantly monitoring trends and changes in order to anticipate what the mortgage industry will be faced with in the near future. Home refinancing has taken a big hit all year, despite mortgage loan rates being at historic lows for a huge part of 2009.  Bad credit mortgage loans have taken the biggest hit, with the minimum FICO score being raised from 580 to 620 in order to qualify for an FHA loan.  Another contributing factor is home equity.  Mortgage loans are based in a large part on the amount of equity that one has in their residence.  Since the end of 2007 people have seen that number drop tremendously.  Suffice it to say, houses simply weren't getting appraised at the value that was needed in order to have a closing.

With the economy finally seeing some recovery, mortgage loan rates are bound to increase.  There is definitely urgency in attempting to refinance or purchase a home as soon as possible, so as to safeguard the payments that one will incur in the future on their property.  We urge anyone and everyone to get in touch with one of our many home loan mortgage officers and get pre-qualified today.  We don't know what tomorrow will bring, but we're still a top mortgage banker in the industry  and a name that smart people have trusted for many years!